Suppose there’s one thing that’s certain about life, its uncertainty. The unpredictability of what tomorrow holds begs the need for insurance above all. We strongly advise protecting you and your loved ones with a sound insurance plan from the best insurance companies in Boston.
A reputable insurance company can help you obtain the coverage you need to replace lost income, pay off debts, or cover expenses your family will incur due to potential loss of income. However, many different insurance companies are offering comparable plans, making this a lucrative market for providers.
We have examined and whittled down our list to the top 10 reliable insurance companies in Boston, Massachusetts, to help make locating the best life insurance provider easier for you.
10 Best Insurance Companies in Boston, Massachusetts, with Worthwhile Offers
- 1. Berry Insurance
- 2. Click Insurance
- 3. Ironside Insurance Group
- 4. Knapp Schenck Insurance Services
- 5. Flynn Insurance Agency
- 6. State Fund Insurance
- 7. Spinney Insurance Agency, Inc.
- 8. Kiley & O’Toole Insurance, Inc.
- 9. Vargas & Vargas Insurance
- 10. Liberty Mutual Insurance
1. Berry Insurance


Services | Life, auto, home, flood, business, renters, workers’ compensation, and professional liability insurance |
Website | https://www.berryinsurance.com |
Location | 31 Hayward St, Ste J, Franklin, Boston, MA 02038, United States |
Operation Hours | Monday – Friday (8.00 AM – 4.00 PM), Saturday – Sunday (Closed) |
Phone | +1 508-528-5200 |
[email protected] | |
https://www.facebook.com/BerryInsuranceMA |
Since 1922, Berry Insurance has assisted residents of Boston, Franklin, and other communities. The agents extensively collaborate with families and individuals to select insurance plans that safeguard their businesses and futures.
Berry Insurance offers life insurance, including cash rewards, funeral expense coverage, and financial distributions. Other insurance options exist for automobiles, apartments, floods, pets, tenants, and investment properties. Businesses can also benefit from Berry Insurance’s coverage for cyber liability, workers’ compensation, commercial liability, and insurance bonds.
2. Click Insurance


Services | Group benefits, home, auto, business, life, and workers’ compensation insurance |
Website | https://www.clickgrp.com/ |
Location | 464 Main St, Watertown, MA 02472, United States |
Operation Hours | Monday – Friday (9.00 AM – 5.00 PM), Saturday – Sunday (Closed) |
Phone | +1 617-580-3499 |
[email protected] | |
https://www.facebook.com/VisitClick/ |
Click Insurance is an independent insurance agency that sits west of Boston but extends its services to Boston and its neighboring areas. To help those who want to safeguard their families, they offer a selection of life insurance plans, including term, whole, universal, and variable. Additionally, they offer employee benefit packages through group life insurance.
The team does consultative evaluations to help clients choose the type of policy that best fits their needs and preferences. The company’s leadership group has over 60 years of combined experience in offering commercial and personal lines of insurance.
3. Ironside Insurance Group


Services | Life, auto, home, flood, business, renters, workers’ compensation, and professional liability insurance |
Website | https://www.ironsideig.com/ |
Location | 112 Water St #401, Boston, MA 02109, United States |
Operation Hours | Monday – Friday (9.00 AM – 5.00 PM), Saturday – Sunday (Closed) |
Phone | +1 617-227-2400 |
[email protected] | |
https://www.facebook.com/IronsideIG/ |
Ironside Insurance Group offers corporate and personal insurance solutions in the Boston metropolitan area. The organization, founded in 2012, provides extensive insurance coverage for customers looking to secure their properties and purchase life insurance for their loved ones and families.
Additionally, Ironside Insurance Group offers commercial insurance services for apartment buildings, condo associations, and fleet vehicles. The firm’s authorized agents can be contacted by business owners who want to protect their assets with general liability insurance.
4. Knapp Schenck Insurance Services


Services | Executive benefits, home, auto, business, life, disability income, and long-term care insurance |
Website | https://www.knappschenck.com/ |
Location | 1 India St #204, Boston, MA 02109, United States |
Operation Hours | Monday – Friday (8.00 AM – 4.30 PM), Saturday – Sunday (Closed) |
Phone | +1 617-742-3366 |
[email protected] |
Since 1921, Knapp Schenck has served Boston and the neighboring towns as a full-service agency. They provide term and permanent life insurance to people who want to safeguard their families futures. The plans can assist families in paying for funeral costs, missed income for education, and debt repayment for the home.
Their team of experts also provides coverage choices for personal and commercial lines of insurance, such as umbrella, watercraft, casualty, and executive risk management, in addition to benefits solutions.
5. Flynn Insurance Agency


Services | Auto, home, flood, excess liability, and commercial insurance, voluntary employee benefits, discounts, and credits |
Website | https://www.flynnins.com/ |
Location | 92 Main St, Boston, MA 02129, United States |
Operation Hours | Monday – Friday (9.00 AM – 5.00 PM), Saturday – Sunday (Closed) |
Phone | +1 617-242-1200 |
[email protected] | |
https://www.facebook.com/Flynnins/ |
The Flynn Insurance Agency Inc. offers clients in Boston a wide range of personal and business insurance products, such as life insurance for employee benefits, home insurance, and flood insurance. The Insurance Library Association of Boston, MAHP, and the MAIA are all organizations to which Flynn Insurance Agency belongs.
The independent agency’s staff helps customers through the insurance application process. It helps them discover the coverage that best meets their needs by drawing on more than 50 years of collective industry knowledge.
6. State Fund Insurance


Services | Auto, home, flood, marine, commercial, and workers’ compensation insurance |
Website | https://www.statefundins.com/ |
Location | 100 Summer Street, Suite 1601, Boston, MA 02110, United States |
Operation Hours | Monday – Sunday (Open 24 Hours) |
Phone | +1 617-956-9999 |
[email protected] | |
https://www.facebook.com/StateFundInsurance/ |
Headquartered in Boston, State Fund Insurance is an independent insurance agency that works with a competitive range of insurance agents, companies, and carriers to offer you various insurance options and quotations. Multiple regional and national carriers recognize and honor the company’s exceptional productivity and profitability.
At State Fund Insurance, prospective clients may opt for cost and time-effective alternatives through numerous insurance discounts and even automated withdrawals from their bank accounts. The company uses an automated system to deliver the right insurance quote and the optimum coverage for your needs. Moreover, State Fund’s insurance experts are available to you by phone, fax, or e-mail to expedite your queries.
7. Spinney Insurance Agency, Inc.


Services | Auto, home, renters, marine, mobile home, and umbrella insurance |
Website | https://www.spinneyinsurance.com/ |
Location | 1560 Tremont St, Boston, MA 02110, United States |
Operation Hours | Monday – Wednesday & Friday (8.00 AM – 4.00 PM), Thursday (8.00 AM – 3.00 PM), Saturday – Sunday (Closed) |
Phone | +1 617-232-0969 |
[email protected] | |
https://www.facebook.com/Spinney-Insurance-Agency/ |
Spinney Insurance Agency Inc. was introduced in 1987 in Boston’s Mission Hill neighborhood and has since thrived on its customer-centric approach. Family-owned and managed by experienced licensed professionals for over 35 years, Spinney Insurance remains committed to providing the absolute best coverage at the lowest rates. They specialize in insuring property, vehicles, renters, and more while ensuring personalized service.
Spinney Insurance Agency Inc makes the discovery of the right policy easy. By explaining each option in detail and helping you understand how they apply to your unique situation, you will receive the best offer specific to your needs.
8. Kiley & O’Toole Insurance, Inc.


Services | Auto, home, flood, marine, business, and umbrella insurance |
Website | https://www.koinsure.com/ |
Location | 138 Old Colony Ave, So. Boston, MA 02127, United States |
Operation Hours | Monday – Friday (9.00 AM – 4.00 PM), Saturday – Sunday (Closed) |
Phone | +1 617-268-0272 |
[email protected] | |
https://www.facebook.com/kileyotooleinsurance |
Kiley & O’Toole Insurance, an independent insurance agency, has provided comprehensive insurance coverage for individuals and businesses in Massachusetts since 1985. The company is family-owned and run by local insurance experts who began their business in Boston. They have since expanded to insure clients throughout the state, including the South Shore and nearby communities.
For over thirty years, Kiley & O’Toole Insurance, Inc. staff has put their knowledge and experience to work for thousands of satisfied customers. Moreover, they offer insurance plans with competitive pricing.
9. Vargas & Vargas Insurance


Services | Auto, home, flood, life, commercial, renters, and umbrella insurance |
Website | https://www.vargasinsurance.com/ |
Location | 1133 Washington St, Dorchester, Boston, MA 02124, United States |
Operation Hours | Monday – Friday (9.00 AM – 5.30 PM), Saturday – Sunday (Closed) |
Phone | +1 617-298-0655 |
[email protected] | |
https://www.facebook.com/VargasandVargasInsurance |
Vargas & Vargas Insurance Inc. has been serving Massachusetts residents’ insurance needs since its establishment in 1986. The company describes itself as a family-owned, socially conscious independent insurance agency. It has positioned itself to fulfill the financial and insurance necessities of families, companies, and other organizations throughout the state.
Vargas & Vargas does not sell its clientele policies from a single company and instead represents several financially stable insurers. This way, they can tailor insurance coverage to clients’ specific needs while still providing inexpensive rates.
10. Liberty Mutual Insurance


Services | Business claims, auto, home, flood, life, marine, business, renters, and umbrella insurance |
Website | https://www.libertymutual.com/ |
Location | 175 Berkeley St, Boston, MA 02116, United States |
Operation Hours | Monday – Friday (7.00 AM – 6.00 PM), Saturday – Sunday (Closed) |
Phone | +1 617-357-9500 |
[email protected] | |
https://www.facebook.com/libertymutual |
Liberty Mutual Insurance Group is a pioneer in the insurance industry. Founded in 1912, it is among the biggest insurance firms in the United States, with over 30 million customers worldwide.
Headquartered in Boston, Massachusetts, the company is recognized as one of the world’s most valuable private insurance companies. Whether you’re looking for personal, automobile, home, or business insurance, Liberty Mutual offers a wide range of options to fit your needs.
Get Your Best Quotes With These Insurance Companies in Boston, Massachusetts
These are just a handful of the best insurance companies you should consider. Finding the finest insurance policy that suits your needs requires comparing quotes from several companies when buying insurance protection.
Make sure to talk to a professional insurance agent to get the best coverage and the lowest premiums.
Is Boston out of your area code? Be sure to read our article on the 10 Best Insurance Companies In Charlotte, NC, to help you find your best match!
FAQs about Insurance Companies in Boston, Massachusetts
In the event of a disaster, such as a fire, theft, legal action, or automobile accident, insurance acts as a financial safety net to assist you and your loved ones in recovering. An insurance policy, which is a legally binding agreement between you and your insurance provider, is what you’ll get when you buy insurance.
There are various ways for policyholders to pay their insurance premiums. Some insurance companies let the policyholder pay the insurance premium in monthly or semi-annual payments, while others could demand a full payment upfront before any coverage begins.
In general, a premium is a cost that is incurred above and beyond some fundamental or intrinsic worth. Relatedly, it is the cost associated with being shielded from a loss, risk, or injury (e.g., through insurance or options contracts).
Life insurance, auto insurance, health insurance, two-wheeler insurance, home insurance, fire insurance, marine insurance, and travel insurance are a few examples of the different types of insurance.
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